Calculate your loan eligibility based on Debt Service Ratio (DSR) requirements
Malaysian banks typically allow a maximum DSR of 60% of your monthly income
Your total monthly salary before deductions
Credit card payments, car loans, personal loans, etc.
The amount you want to borrow
Loan repayment period (1-35 years)
Current market rate (typically 2.5% - 4.5%)
Your DSR is within the acceptable limit. You may qualify for this loan.
Maximum allowed: 60%
Your monthly payment for the requested loan
Maximum you can borrow while maintaining 60% DSR limit
Loan Amount
RM 300,000.00
Total Interest
RM 150,561.21
Total Loan Cost
RM 450,561.21
Loan Tenure
25 Years
This calculator is for informational purposes only and provides estimates based on the inputs you provide. Actual loan eligibility, interest rates, and monthly payments may vary depending on your credit score, employment status, bank policies, and other factors. Please consult with a bank or financial advisor for accurate loan information. Ridhwan Huzairi and Maxxan Realty are not responsible for any financial decisions made based on this calculator.